Paying Cash for Surgery
As more of us use health savings accounts or have high deductible insurance, paying cash for health services has increased. Surgery is the most expensive of these services so ask your doctor to explain the charges that will be involved. Typically, there are three separate bills. One for the surgeon's fees, one for the anesthesiologist's fees and one for the surgery center or hospital where the procedure will be performed. Many of these fees are set in advance and cannot legally be changed by your doctor. It is still a good idea to ask for a cash discount. Look here for more later on this important and evolving topic.